Down Payment Calculator

Compare down payment scenarios and see how long it takes to save for each.

Home Price

Current Savings

Monthly Savings Rate

Mortgage Rate

Loan Term

years

3.5% Down — $14,000

Time to Save: Ready!

P&I: $2,568/mo

Est. PMI: +$161/mo

Total: $2,729/mo

5% Down — $20,000

Time to Save: Ready!

P&I: $2,528/mo

Est. PMI: +$158/mo

Total: $2,686/mo

10% Down — $40,000

Time to Save: 10 mo

P&I: $2,395/mo

Est. PMI: +$150/mo

Total: $2,545/mo

20% Down — $80,000

Time to Save: 30 mo

P&I: $2,129/mo

Total: $2,129/mo

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